In Review: Valley Communities Credit Union

Updated: 7 days ago

“A review of a great local credit union that serves the city of Mosinee Wisconsin and surrounding areas."


By: Allan R Kirby

Why we review Credit Unions:


Credit Unions are often considered geographically small, irrelevant and just do not have the depth and breadth of services that big banks have to succeed in today's technology driven world. Mysmallbank.com believes differently.


In fact Mysmallbank.com believes Credit Unions provide a superior customer service experience, with attractive products and services and provide its members competitive savings and mortgage rates. Additionally Credit Unions provide critical support to small businesses owners and the agricultural community which is often left behind by the big banks. For example, by leverage local deposits from its members, a local Credit Unions can provide loans back to local businesses and customers from the same community. A win for the entire community.


Mysmallbank.com feels compelled to find the best credit unions and community banks in order to write a small review. These reviews are to help you learn more about community banks, possibly one that's in your area that you might be interested in. In this review we are choosing the following local Credit Union:

Name: Valley Communities Credit Union

Location: Mosinee

Headquartered: 975 Indianhead Drive

Branches: 5

Year Established: 1935


History:


Valley communities credit union has a long history going all the way back to 1935 when the state of Wisconsin approved the charter of the Mosinee Paper Credit Union. The new credit union was to serve the employees of Mosinee Paper Corporation and their families.


Between their opening in 1935 to the 1970's Mosinee Paper Credit Union steadily grew and would eventually expanded membership to add those families and individuals living or working in the city of Mosinee. Later in the 1970's, members was opened to those living surrounding townships .


Then in 1987 the credit union started to grow by acquiring Murray Employees Credit Union in Wausau, and the Co-Ci Credit Union, in Stevens Point. Almost 10 years later Dairymen's Credit Union in Junction City, merged with the credit union and just two years later they changed their name to Valley Communities Credit Union. The name change was to reflect that the credit union provides services to service to those who live and work in the central Wisconsin valley.


Finally the credit union merged with Thorogood credit union in 2006 and opened a new office in Kronenwetter. Today Valley Communities CU has close to $181 million in assets, five branches and nearly 15,663 members. ibanknet


Valley Communities CU is located in the city of Mosinee and surrounding areas. Mosinee is in Marathon County, Wisconsin with a population of 3,988 at the 2010 census.


Finally we found that Valley Communities Credit Union is a federally insured credit union through NCUA (Note 1) .



Review:


Mysmallbank.com did take the time to read reviews on Valley Communities Credit Union (VCCU) knowing that reviews only provide a partial picture of the Credit Union. What we mean by this is that reviews do not always reflect the true banking experience you will receive at one of their branches.


When looking at Valley Communities Credit Union reviews, it was great to see members saying things such as "Amazing people always welcoming and very helpful. Definitely recommend this bank" or "Great credit union!! I have done business with them for over almost 20 years and I have been extremely happy. I love my credit union!!!" Clearly members feel they are getting great attention they are looking for at a credit union. Additionally VCCU is BBB accredited with an A+ rating with a very high customer satisfaction rate. In fact there was no major issues or concerns highlighted by reviewers of this credit union. Finally after doing some rate comparisons we found VCCU does provide very competitive loan rates to meet members needs.


Secondly looking at employee reviews working at the credit union seemed to be relatively positive. The only concern I found was pay however upon taking the time at looking financial wages from census information for Wisconsin, Valley Communities Credit Union wages do appear to be competitive. Overall Valley Communities Credit Union appears to have a great working environment. We all know that good working environment reflect well with the members experience.

With their almost perfect customer review score with the Better Business Bureau , high a customer standards and positive employee reviews, we are giving Valley Communities Credit Unions the designation of Excellent choice, Credit Union. (Note 2) . So if you're looking for a great community based credit union and you live or plan to live in the areas Valley Communities Credit Union serves, this could be a great financial institution for you.

The following provides additional information on Valley Communities Credit Union's services, branches as well as fees.


Apply Now to become a member


Services Offered:


Full Service Credit Union: Yes

Part of the CO-OP Shared Branch network: No

Banking: Checking/Savings.

Insurance Services: Insurance.

Credit Union Loans: Mortgage, Auto and Home Equity loans.

Credit Card: Visa.

Small Business: Business Loans.

Routing Number: 275980735

BBB Rated: A+


Credit Union Online

Online and Mobile Banking: Yes


Valley Communities CU Branch Locations:


Kronenwetter Office

2290 County Road X

Suite C

Kronenwetter, WI 54455

Phone Number: 715-359-0050


Marshfield Office

2011 South Central Avenue

Marshfield, WI 54449

Phone Number: 715-384-2867


Mosinee Office

1105 Western Avenue

PO Box 127

Mosinee, WI 54455

Phone Number: 715-693-3400


Stevens Point Office

2940 Church Street

PO Box 627

Stevens Point, WI 54481

Phone Number: 715-341-4543


Wisconsin Rapids Office

440 8th Street South

Wisconsin Rapids, WI 54494

Phone Number: 715-424-4400


(Check location for hours of service).


Fee Schedule:


Yes: Click Here


Learn more:


Newsletters


Contact number:

Contact your Branch directly

Mailing Address

975 Indianhead Drive

Mosinee, WI 54455


Valley Communities Credit Union on Youtube


Notes:


1. The National Credit Union Administration (NCUA) is one of two agencies that provide deposit insurance to depositors in U.S. depository institutions. NCUA's standard maximum share insurance amount at $250,000.00.


2. Periodically Mysmallbank.com will name a credit union as a top choice (Top credit union) based on a number of criteria such as customer and employee reviews, complaints, satisfaction, growth, locations, brand and social responsibility. We only select the best credit unions, so they must meet minimum standards of excellences (Excellent Choice) in order to be reviewed by Mysmallbank.com


In Review is a segment of the MySmallBank.com blog written by Allan R Kirby, who writes and produces Personal Finance articles and videos along with My Success Magazine.

Disclosure: mysmallbank.com nor the author received any compensation from the mentioned credit union for this article. The article is our opinion only and is written to help readers learn more about local credit unions. Every credit union we review is notified via email at the time of publication.

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Providing personal finance and money management articles, videos as well as publishing Mysuccess Personal Finance Magazine