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12 Native American banks providing financial services to Native Americans across the USA.

Updated: Mar 18

“We provide a list of 12 great Native American community banks providing financial services to Native Americans across the USA. All these banks come with a high level of customer satisfaction."



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By: Allan R Kirby

 

What is Native American banking?


Native American Banking is defined as the business activity of a financial institution such as a bank or credit union to provide financial services to help support individuals, families, and businesses of Native Americans across the USA. Specifically, Native American-owned or Native American-focused financial institutions accept and lend out money in order to help facilitate economic activities in the regions Native Americans live and work.


What is the largest Native American Bank in the United States?


F&M Bank, Edmond, Oklahoma could be considered the largest Native American Bank in the United States with assets close to $500 million. The bank (formerly known as Farmers and Merchants Bank) is active in business, agricultural and mortgage lending. It's a full-service bank with 8 branches all located around the northern areas of Oklahoma City. The bank provides services to both individuals and families as well as small business and commercial real estate lending.


The following provides details on Native American-owned Banks that are currently in operations around the United States. Most information was obtained directly from the banks' websites:

 

Name: F&M Bank

Location: Edmond, Oklahoma

Branches: 8

Year Established: 1902

Website


F&M Bank, Edmond, Oklahoma, a top Native American bank providing financial services to Native Americans in the USA.

F&M Bank


Edmond, Oklahoma could be considered the largest Native American Bank in the United States with assets close to $500 million. The bank (formerly known as Farmers and Merchants Bank) is active in business, agricultural and mortgage lending. It's a full-service bank with 8 branches all located around the northern areas of Oklahoma City. The bank provides services to both individuals and families as well as small business and commercial real estate lending. This native-owned bank also provides agriculture loans.


Rose Creek 17100 N. May Ave

Edmond, OK 73012

Surrey Hills 11000 Surrey Hills Blvd

Yukon, OK 73099


Waterloo 121 E. Waterloo Rd, Ste 1

Edmond, OK 73034


East Guthrie

1800 E. Oklahoma Ave

Guthrie, OK 73044

West Guthrie

2211 S. Division

Guthrie, OK 73044


Piedmont

P. O. Box 68 (for mailing)

1216 Piedmont Rd N.


Crescent 116 S. Grand

Crescent, OK73028


Kingfisher

601 S. Main St

Kingfisher, OK 73750

 

Name: AllNations Bank

Location: Calumet, Oklahoma

Branches: 2

Year Established: 1901

Website


Top bank, AllNations bank is a native-owned bank by the Absentee Shawnee Tribe of Oklahoma. Provides financial services to Native Americans across the USA.

AllNations Bank


AllNations Bank was chartered as First National Bank of Calumet, Calumet, Oklahoma in 1901. The bank has served the businesses and citizens of Calumet and Canadian County for over 110 years. First National Bank became a State Chartered Bank on August 16, 2004, and changed its name to AllNations Bank. AllNations Bank is a native-owned bank by the Absentee Shawnee Tribe of Oklahoma. AllNations Bank opened a new branch in Shawnee, Oklahoma on May 19, 2011. AllNations Bank continues to proudly serve the businesses and citizens of both Canadian and Pottawatomie counties.


Calumet

114 E Main Calumet, OK 73014 (405) 893-2240


Shawnee

2023 Gordon Cooper Dr Shawnee, OK 74801 (405) 273-0202

 

Name: Local Bank

Location: Hulbert, Oklahoma

Branches: 3

Year Established: 1907

Website

Bank of Cherokee county, a native american bank providing financial services to the Cherokee nation in Tahlequah and Park Hill Oklahoma.

Local Bank


Local Bank (formerly the Bank of Cherokee County) was founded in 1907, the year Indian Territory and Oklahoma Territory united as the State of Oklahoma. This native-owned bank was founded by a group of prominent members of the Cherokee Nation. As the only bank in the town of Hulbert, Oklahoma, and with branches in Tahlequah and Park Hill, Oklahoma, Local Bank sees its responsibilities extending beyond what is usually thought of as “ordinary” banking functions. Unlike "ordinary" banks, Local Bank invests 95% of deposits back into Cherokee County.


Community reinvestment is nothing new to Local Bank, the the only female, Native-owned financial institution in the United States. Since the bank’s founding at the turn of the century, its mission has been to serve its community.


Main Office and Bank, Hulbert

110 E. Main Hulbert, OK 74441 (918) 772-2572


Tahlequah Branch, Plaza

125 E. 1st Street

Tahlequah, OK 74464

(918) 456-3900


Park Hill Branch, Park Hill

4715 S. Muskogee Avenue Tahlequah, OK 74464 (918) 458-1223

 

Name: Bay Bank

Location: Green Bay, WI

Branches: 2

Year Established: 1939

Website

Bay Bank, native american owned bank, providing financial services to the Oneida Nation and greater green bay.

Bay Bank


Bay Bank has a long and proud history of standing for its customers’ future. This native-owned bank was founded in 1995 by the Oneida Nation and a group of five local businessmen, the original mission of Bay Bank was to provide the Greater Green Bay area with a locally controlled financial institution that would be free from mergers and consolidations that had become common with larger financial institutions in the region.


In 2000, the Oneida Nation became the sole owner of Bay Bank, which had already grown to $65 million in assets. The operations, policies—and locally focused mission— of the bank remained similar to the mission before the purchase by the Oneida Nation but were enhanced as Bay Bank provided more federally funded programs to directly assist tribal members. In addition, Bay Bank and the Oneida Nation developed unique mortgage and entrepreneurial programs to assist Oneidas in obtaining housing and starting business ventures.


Today, Bay Bank has assets over $100 million and a dedicated team of 29 employees with two convenient locations for customers in the Greater Green Bay area.


Packerland Drive Branch

2555 Packerland Drive Green Bay, WI 54313

920-490-7600


West Mason Branch

2550 West Mason St. Green Bay, WI 54303

920-490-7600

 

Name: Eagle Bank

Location: Polson, Montana

Branches: 1

Year Established: 2006

Website

Eagle bank, native american owned bank providing financial services to native americans, trially owned by Confederated Salish and Kootenai Tribes

Eagle Bank


Eagle Bank is truly a “Community Bank” with the Confederated Salish and Kootenai Tribes owning the bank on behalf of their approximately 8,000 members.  Eagle Bank is unique because it is one of very few banks owned by a Native American Tribe and the only bank whose holding company is organized under Section 17 of the Indian Reorganization Act of 1934.  While Eagle Bank is tribally owned, it is open to everyone and seeks to provide competitively priced financial services to all residents located in Lake County and the surrounding areas.


Eagle Bank is the result of nearly two decades of research and development into the feasibility and potential for a tribally-owned financial institution and represents a logical extension of the Tribes investment in economic development on the Flathead Reservation. 


Main Office

80 Heritage Lane

Polson, MT 59860

Phone: (406) 883-2940

Fax: (406) 883-2949

Toll Free(800) 840-2941

24-Hour Phone Banking (800) 804-5792

 

Name: Chickasaw Community Bank

Location: Oklahoma City,