Updated: Jun 1
“We provide a list of 12 great Native American community banks providing financial services to Native Americans across the USA. All these banks come with a high level of customer satisfaction."
By: Allan R Kirby
What is Native American banking?
Native American Banking is defined as the business activity of a financial institution such as a bank or credit union to provide financial services to help support individuals, families, and businesses of Native Americans across the USA. Specifically, Native American-owned or Native American-focused financial institutions accept and lend out money in order to help facilitate economic activities in the regions Native Americans live and work.
What is the largest Native American Bank in the United States?
F&M Bank, Edmond, Oklahoma could be considered the largest Native American Bank in the United States with assets close to $500 million. The bank (formerly known as Farmers and Merchants Bank) is active in business, agricultural and mortgage lending. It's a full-service bank with 8 branches all located around the northern areas of Oklahoma City. The bank provides services to both individuals and families as well as small business and commercial real estate lending.
The following provides details on Native American-owned Banks that are currently in operations around the United States. Most information was obtained directly from the banks' websites:
Location: Edmond, Oklahoma
Year Established: 1902
Edmond, Oklahoma could be considered the largest Native American Bank in the United States with assets close to $500 million. The bank (formerly known as Farmers and Merchants Bank) is active in business, agricultural and mortgage lending. It's a full-service bank with 8 branches all located around the northern areas of Oklahoma City. The bank provides services to both individuals and families as well as small business and commercial real estate lending. This native-owned bank also provides agriculture loans.
Rose Creek 17100 N. May Ave
Edmond, OK 73012
Surrey Hills 11000 Surrey Hills Blvd
Yukon, OK 73099
Waterloo 121 E. Waterloo Rd, Ste 1
Edmond, OK 73034
1800 E. Oklahoma Ave
Guthrie, OK 73044
2211 S. Division
Guthrie, OK 73044
P. O. Box 68 (for mailing)
1216 Piedmont Rd N.
Crescent 116 S. Grand
601 S. Main St
Kingfisher, OK 73750
Location: Calumet, Oklahoma
Year Established: 1901
AllNations Bank was chartered as First National Bank of Calumet, Calumet, Oklahoma in 1901. The bank has served the businesses and citizens of Calumet and Canadian County for over 110 years. First National Bank became a State Chartered Bank on August 16, 2004, and changed its name to AllNations Bank. AllNations Bank is a native-owned bank by the Absentee Shawnee Tribe of Oklahoma. AllNations Bank opened a new branch in Shawnee, Oklahoma on May 19, 2011. AllNations Bank continues to proudly serve the businesses and citizens of both Canadian and Pottawatomie counties.
114 E Main Calumet, OK 73014 (405) 893-2240
2023 Gordon Cooper Dr Shawnee, OK 74801 (405) 273-0202
Name: Bank of Cherokee County
Location: Hulbert, Oklahoma
Year Established: 1907
Bank of Cherokee County
Bank of Cherokee County was founded in 1907, the year Indian Territory and Oklahoma Territory united as the State of Oklahoma. This native-owned bank was founded by a group of prominent members of the Cherokee Nation. As the only bank in the town of Hulbert, Oklahoma, and with branches in Tahlequah and Park Hill, Oklahoma, the Bank of Cherokee County sees its responsibilities extending beyond what is usually thought of as “ordinary” banking functions. Unlike "ordinary" banks, the Bank of Cherokee County invests 95% of deposits back into Cherokee County.
Community reinvestment is nothing new to the Bank of Cherokee County. Since the bank’s founding at the turn of the century, its mission has been to serve its community.
Main Office and Bank, Hulbert
110 E. Main Hulbert, OK 74441 (918) 772-2572
Tahlequah Branch, Plaza
125 E. 1st Street
Tahlequah, OK 74464
Park Hill Branch, Park Hill
4715 S. Muskogee Avenue Tahlequah, OK 74464 (918) 458-1223
Location: Green Bay, WI
Year Established: 1939
Bay Bank has a long and proud history of standing for its customers’ future. This native-owned bank was founded in 1995 by the Oneida Nation and a group of five local businessmen, the original mission of Bay Bank was to provide the Greater Green Bay area with a locally controlled financial institution that would be free from mergers and consolidations that had become common with larger financial institutions in the region.
In 2000, the Oneida Nation became the sole owner of Bay Bank, which had already grown to $65 million in assets. The operations, policies—and locally focused mission— of the bank remained similar to the mission before the purchase by the Oneida Nation but were enhanced as Bay Bank provided more federally funded programs to directly assist tribal members. In addition, Bay Bank and the Oneida Nation developed unique mortgage and entrepreneurial programs to assist Oneidas in obtaining housing and starting business ventures.
Today, Bay Bank has assets over $100 million and a dedicated team of 29 employees with two convenient locations for customers in the Greater Green Bay area.
Packerland Drive Branch
2555 Packerland Drive Green Bay, WI 54313
West Mason Branch
2550 West Mason St. Green Bay, WI 54303
Location: Polson, Montana
Year Established: 2006
Eagle Bank is truly a “Community Bank” with the Confederated Salish and Kootenai Tribes owning the bank on behalf of their approximately 8,000 members. Eagle Bank is unique because it is one of very few banks owned by a Native American Tribe and the only bank whose holding company is organized under Section 17 of the Indian Reorganization Act of 1934. While Eagle Bank is tribally owned, it is open to everyone and seeks to provide competitively priced financial services to all residents located in Lake County and the surrounding areas.
Eagle Bank is the result of nearly two decades of research and development into the feasibility and potential for a tribally-owned financial institution and represents a logical extension of the Tribes investment in economic development on the Flathead Reservation.
80 Heritage Lane
Polson, MT 59860
Phone: (406) 883-2940
Fax: (406) 883-2949
Toll Free: (800) 840-2941
24-Hour Phone Banking (800) 804-5792
Location: Oklahoma City, Oklahoma
Year Established: 2002
Chickasaw Community Bank (Formerly Bank2)
Governor Bill Anoatubby had a vision for a tribally-owned bank in the Oklahoma City metro area that could uniquely meet the needs of both Indian Country and the greater community alike. Building Better Lives for Everyone isn’t a clever slogan or a bit of marketing wizardry, it’s the very DNA that created the Chickasaw Community Bank. Headquartered in Oklahoma City, Oklahoma, Chickasaw Community Bank is a financial institution that was established in 2002 as a wholly-owned subsidiary of the Chickasaw Banc Holding Company.
The bank started with $7.5 million dollars in assets, and with a combination of careful management and a fierce commitment to building better lives for everyone, the bank grew to over $200 million in assets.
Today, Chickasaw Community Bank is a full-service financial institution that offers a diverse array of checking accounts, savings accounts, investment products, mortgages, and lending services to individuals and businesses all across the region.
Oklahoma City Branch
Location: Onamia, Michigan
Year Established: 1996
Woodlands National Bank