In Review: Maine Family Federal Credit Union (MFFCU)

Updated: Jun 13

“Selected an Excellent Choice Credit Union, Maine Family Federal Credit Union located in Lewiston and Auburn Maine has a long history of providing high-quality financial services to its members."

By: Allan R Kirby

Top Credit Union, selected Excellent choice credit union, Maine Family Federal Credit Union (MFFCU) provides car loans to members in Lewiston and Auburn maine. maine family fcu

We review Credit Unions: feels compelled to find the best credit unions and community banks to write a small review. These reviews are to help you learn more about community banks, possibly one that's in your area that you might be interested in. In this review we are choosing the following local Credit Union:

Name: Maine Family Federal Credit Union

Location: Lewiston

Headquartered: 555 Sabattus Street

Lewiston, ME 04240

Contact Maine Family FCU: (207) 783-2071 or Toll-Free 1-800-783-2071

Branches: 2

Year Established: 1938


Maine Family Federal Credit Union (Maine Family FCU) is a two-branch full-service bank that serves Lewiston and Auburn Maine. Our decision to name Maine Family FCU, Excellent Choice Credit Union, was based on our own research on reviews, services offered as well as their commitment to their membership and the communities they serve. What we found was a great community credit union that provides great services such as; the Free Wisdom Program that is designed to help members age 60 and over, with benefits to help them save on the cost of checks, money orders, photocopies, and more:

Wisdom Program Benefits:

  • One FREE box of checks or a discount of the same amount towards the check style of your choice in a 12 month period.

  • Free Photocopies

  • 50% discount on money orders

  • 10% discount on safe deposit box rental

  • .10% APY* bonus on share certificates (renewal, transfer, IRA, or new)

  • .10% APR** discount on loans

  • Seminars

In addition to the Wisdom Program, we also found the Maine Family Federal Credit Union provides great rates that are priced very competitively;

Great Rates

New/Used Autos APR as low as 2.75% Visa Balance Transfer APR 6.95% Snowmobile Loans APR as low as 2.75% 20 Year First Mortgage APR 3.011%

About Maine Family Federal Credit Union:

MFFCU currently has over $202 million in assets, 2 branches, and over 22,000 members. ibanknet. As per the website; Maine Family Federal Credit Union was originally named Sainte Famille Federal Credit Union and was founded on March 28, 1938. Rev. Vital E. Nonorgues was assigned Ste. Famille Parish in Lewiston and founded the credit union to help his parishioners with their economic struggles at the time. It was the first credit union in Lewiston/Auburn and the first parish credit union in the state of Maine. Office hours were held after Sunday masses. In 1942, the credit union had 482 members.

"Lewiston was founded in 1795 is the second largest city in the state of Maine with a population of approximagtely 35,000."

We will now provide you some additional highlights of the Maine Family FCU credit card, youth accounts, club accounts well as their commitment to their community.

Visa Credit Card:

Maine Family Federal Credit union provides a great Visa Credit Card that allows you to

Transfer any balance at 6.95% APR* for the LIFE of the balance transferred. Other benefits include:

  • No Annual Fee

  • 25 Day Grace Period

  • Verified by Visa® security

  • 13.90% APR* for all other purchases

  • Local Service

Club Accounts are available:

Although not popular with major banks, club accounts are still available at most credit unions like Maine Family Federal Credit Union. These types of accounts are great to help you save for something such as vacations, holidays, or buying gifts for Christmas without having to go into debt. The following are the club accounts available and described on MFFCU website:

A Special Savings for Planned Expenses

Whether you want to prepare for the holidays, taxes, a vacation, or a special purchase, a Club Account is the easy way to put away the money you need. You can use Payroll Deduction or auto transfer to deposit funds throughout the year to help you save.

Holiday Club

How can you avoid the annual anxiety of not having enough money for the holiday season? The secret is to open a Holiday Club Account and make regular deposits throughout the year. Your balance builds up, and on October 1st it’s transferred directly to your savings or checking – right when you need it.

Vacation Club

Vacation Club Accounts can help cover travel costs. Start making deposits now, and the credit union will deposit your balance on May 1st, or transfer right when you’re ready to pack your bags!

Tax Club

Avoid the stress of tax season and set aside money so it’s there if you need it when taxes are due in April.

Commitment to Younger Generations:

We always like to highlight any credit union that provides opportunities for younger generations to learn about banking and MFFCU does not disappoint with the Monty Moose Club account:


  • Eligible for credit union membership.