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    Community Banks do have a competitive advantage
    Allan Kirby
    • 3 min

    Community Banks do have a competitive advantage

    Yes there there are advantages community banks and credit unions have over the big banks.
    In Review: Hawaii Community Federal Credit Union
    Allan Kirby
    • 6 min

    In Review: Hawaii Community Federal Credit Union

    Mahalo: A credit union that has been serving the Hawaiian community honorably since 1936. Hawaii Community Federal Credit Union.
    Watch out for those hidden inactivity fees from your bank and credit union
    Allan Kirby
    • 4 min

    Watch out for those hidden inactivity fees from your bank and credit union

    Often called a dormancy or inactivity fee, these fees which varying in amount will be charged by banks when accounts are not being used.
    In Review: BlueOx Credit Union serving the state of Michigan
    Allan Kirby
    • 6 min

    In Review: BlueOx Credit Union serving the state of Michigan

    Selected as an Excellent Choice Credit Union, BlueOx credit union has a long history of supporting local businesses and members in the state
    Credit Unions are Embracing Change to win over Younger Generations.
    Allan Kirby
    • 5 min

    Credit Unions are Embracing Change to win over Younger Generations.

    Big Banks watch out: I recently went to a new customer centric credit union and I was very impressed. By Allan R Kirby
    Overdraft: What happens when you spend more money than what you have in your bank account?
    Allan Kirby
    • 3 min

    Overdraft: What happens when you spend more money than what you have in your bank account?

    Depending on your bank you could end up with a negative balance and paying high fees, so it's always best to deal with overdrafts quickly.
    Should I use my personal PayPal account as a bank account?
    Allan Kirby
    • 3 min

    Should I use my personal PayPal account as a bank account?

    PayPal is a great service that allows you to send and receive money securely, purchase online and pay bills but it's not a bank.
    In Review: Coast Line Credit Union which serves South Portland, Maine
    Allan Kirby
    • 6 min

    In Review: Coast Line Credit Union which serves South Portland, Maine

    Selected an Excellent Choice Credit Union, Coast Line Credit Union located in the beautiful city of South Portland, Maine.
    Stocks to Buy: Is it time to buy Lloyds Bank (LYG), Natwest (NWG), and Barclays (BCS)
    Allan Kirby
    • 6 min

    Stocks to Buy: Is it time to buy Lloyds Bank (LYG), Natwest (NWG), and Barclays (BCS)

    All three banks have been written off for a decade, but maybe now is the time to finally start looking at these long-forgotten UK stocks.
    In Review: University of Kentucky Federal Credit Union (UKFCU)
    Allan Kirby
    • 6 min

    In Review: University of Kentucky Federal Credit Union (UKFCU)

    Selected an Excellent Choice Credit Union. University of Kentucky Federal Credit Union (UKFCU) is a well-run financial institution.
    In Review: Ohio University Credit Union (OUCU)
    Allan Kirby
    • 6 min

    In Review: Ohio University Credit Union (OUCU)

    Selected an Excellent Choice Credit Union, Ohio University Credit Union faithfully serves the county of Athens.
    Opinion: Is it time to build a strong Canadian Aboriginal focused banking system?
    Allan Kirby
    • 8 min

    Opinion: Is it time to build a strong Canadian Aboriginal focused banking system?

    A focus has been placed on self-governance but progress can only be made if we don't develop strong aboriginal-focused banks. #native
    In Review: Teachers Federal Credit Union (Teachers FCU)
    Allan Kirby
    • 6 min

    In Review: Teachers Federal Credit Union (Teachers FCU)

    Selected an Excellent Choice Credit Union, Teacher Federal CU (TFCU) has a long history of providing great service in the areas Long Island
    Ally is offering $250 in a custodial Online Savings Account to all babies born on December 31, 2020
    Allan Kirby
    • 3 min

    Ally is offering $250 in a custodial Online Savings Account to all babies born on December 31, 2020

    Ally Bank is giving away $250 custodial online savings accounts to all babies born by midnight on Thursday, Dec. 31, 2020. By: Allan R Kirby
    5 Simple New Year's Resolution Goals to make in order to help improve your finances
    Allan Kirby
    • 6 min

    5 Simple New Year's Resolution Goals to make in order to help improve your finances

    "It's a new year! Is now the time to seriously start thinking about dumping the bad habits, and focusing on financial goals?
    Crazy! Is it time to try the Ally Bank Savings Account?
    Allan Kirby
    • 4 min

    Crazy! Is it time to try the Ally Bank Savings Account?

    Ally Bank has one of the best high-interest savings accounts available at .60%. It's one of the few ways to make money.
    Should you try the Synchrony high-yield savings account?
    Allan Kirby
    • 6 min

    Should you try the Synchrony high-yield savings account?

    We reviewed Synchrony Bank's high yield savings account, which has one of the best high-interest savings accounts with a high flying .60%
    Why it's important to start investing even with little money and experience
    Allan Kirby
    • 8 min

    Why it's important to start investing even with little money and experience

    We explain why you should invest, how to invest and we also try to answer questions to help you get started.
    Learn all about Zelle: A free service to send money quickly and securely
    Allan Kirby
    • 6 min

    Learn all about Zelle: A free service to send money quickly and securely

    We think Zelle is a perfect peer to peer money transfer platform that is free and easy to use. learn more while we also try and answer all
    Top 10 Micro/Small Credit Unions in the USA.
    Allan Kirby
    • 3 min

    Top 10 Micro/Small Credit Unions in the USA.

    Mysmallbank.com has compiled a list of the Top 10 incredibly well-run credit unions we have reviewed. Hopefully, one of these credit unions
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    Providing personal finance and money management articles, videos as well as publishing Mysuccess Personal Finance Magazine