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Coronavirus Pandemic: Preparing financially for a recession and job loss.
Preparing financially for a recession and job loss means cut household spending, pay off high interest debt and build your emergency fund.

Allan Kirby
4 min read


5 ways I use to cope with a Market Meltdown as an investor
Coronavirus pandemic, volatility and Market Meltdown, it can be tough not to get emotional as an investor. Here are 5 ways I use to cope.

Allan Kirby
6 min read


Be careful: When looking at buying and holding dividend stocks forever
Ever read articles providing dividend stocks you can buy and hold forever, if so, it can be dangerous to follow those recommendations.

Allan Kirby
4 min read


Good riddance, I believe major bank branch closings create opportunities for credit unions
Fundamental changes are happening in the banking sector but can Credit Unions help fill the gap banks leaving small communities, I say yes.

Allan Kirby
4 min read


#1 Issue often overlooked in Personal Finance - Mental Health.
It's one of the most important goals we need to strive to achieve in personal finance, reducing stress and improving mental health

Allan Kirby
3 min read


Shaping my retirement - Should I use Self Directed IRA's?
"It’s a great alternative way to invest, but it's more complex to understand and comes with risks, plus a look at The Entrust Group.

Allan Kirby
6 min read


Shouldn’t My Partner Help Me Pay Off My Student Debt?
"There is no easy solution when debt is part of a relationship". Unfortunately this is a very common scenario for many young people.

Allan Kirby
4 min read


Don’t be Scammed!, Someone is always looking to take your money and run.
When it comes to personal finance, one of the biggest rules I advocate is to ensure that you be very vigilant when buying online.

Allan Kirby
6 min read


Help! Too much Financial Information, What if I make the wrong choice?
With so many products, services and information available on personal finances, are you overwhelmed and unsure on what direction to take?

Allan Kirby
5 min read


Social Media can lead to financial problems and it could be your friends!
Watch what you read and who you follow when looking at your personal finances. Social Influencers may not be the experts they say they are.

Allan Kirby
5 min read


Students Ditch the “I’m broke” Motto. How about “Invest today with tomorrow in mind".
“You only live once” but this logic can lead you to struggle & hinder your financial success especially as a student getting an education.

Allan Kirby
3 min read


5 lessons I learned on finding a job
Take it from a University Student, It can be difficult but it’s achievable. Author: Julia De la Puente explains the lessons she learned.

Allan Kirby
4 min read


Reality Check - Why it sucks for Gen Z and Millennials to save for retirement
Experts say the earlier you start saving for retirement the more you will have, unfortunately many forgot about reality.

Allan Kirby
4 min read


Are you Overwhelmed in personal finance information? 3 Approaches to help you:
Are you getting overloaded with searching personal finance information. Three approaches to take.

Allan Kirby
5 min read


The retirement Crisis – Are you preparing, mentally as well as financially
Just take it one day at a time and look at all aspects of retirement planning. By: Allan R Kirby Over the years I have seen many people...

Allan Kirby
4 min read
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